Over the past 25 years Eunice Luis of Portlington Financial Group, built her career as an independent advisor by working alongside her clients and their families to ensure they meet or exceed their financial goals.
Eunice has always been a proponent of good planning and in 2023 she partnered with John Osborne, Andrea Haley and their Team at Wise Advisory Group to help maintain, grow and strengthen her existing relationships.
Operating together as the Wise & Portlington Advisor Team of Aligned Capital Partners Inc. we owe no allegiance to any bank, trust, or investment company. We work with you, to invest your money where it is most appropriate. Our guiding philosophy is to place our clients' interests first. It is embedded in our culture, business model and processes. We focus on you, and those you care about most.
We have an ongoing process in place to monitor the Portfolio Managers we partner our clients with to manage their money.
Managers are recommended to clients based on their unique needs and their willingness, need and ability to accept risk and volatility.
On an ongoing basis we assess Portfolio Managers on six key criteria (the 6 “Ps” as recommended by www.pmac.org):
· Portfolio Management Firm Characteristics (history, ownership, size, profile)
· People (client facing and back office)
· Philosophy & Style (value, growth, momentum and adherence to style)
· Performance
· Portfolio Management and Wealth Services (range of mandates)
· Payment for Services (Value delivered relative to cost)
Additionally, any underlying products are assessed for:
· Structure
· Features
· Risks
· Initial and any ongoing costs
· Impact of costs and relative value
Lastly and importantly, all investment relationships have their administrative and regulatory obligations independently reviewed by the Aligned Capital Partners Inc Product Review Committee. Aligned Capital Partners Inc focuses on two key items: pedigree and conflicts of interest. Pedigree are the people that make up a respective money management firm and their background, history of success, and most importantly, regulatory history. Conflicts of interest are just that but can touch many parts of the third-party manager relationship
Our goal is to uphold our firm’s investment philosophy of partnering with top tier money managers who empower us and our clients to own great businesses and products at a reasonable price for long term growth.
On an annual basis we also meet alongside our peers who each bring unique perspectives from their respective fields of accounting, law, tax and investment management to ensure we challenge our own beliefs and hold one another accountable to our highest standards and meet or exceed our respective continuing education requirements.
Eunice Luis is registered to advise in and provide securities to clients residing in the province of Ontario. John C. Osborne is registered to advise in and provide securities to clients residing in the provinces of New Brunswick, Ontario, Alberta and Quebec. Andrea Haley is registered to advise in and provide securities to clients residing in the province of Ontario and New Brunswick. Securities are provided through Aligned Capital Partners Inc. ACPI is regulated by the Investment Industry Regulatory Organization of Canada (IIROC.ca) and Member of the Canadian Investor Protection Fund (CIPF.ca) Investment products are provided by ACPI and include, but are not limited to, mutual funds, stocks, and bonds.